In an insurance policy, a section heading alone is sufficient to define the specific scope, limits, and exclusions of coverage.

### Why this is right Both property insurance and commercial insurance appear among the readable insurance terms in the source. The statement asks only whether the headings are present, not what coverage they provide. ### The concept An insurance heading identifies a category or topic, but does not by itself establish the policy’s scope. The source also names homeowners insurance and marine cargo insurance. Because the text accompanying the headings is unreadable, the categories can be recognized while detailed coverage cannot be confidently described. This distinction is useful when studying damaged or incomplete records: a visible heading is evidence that a topic was covered, not evidence of particular terms. ### Terms - **Property insurance**: An insurance category named in the source; specific coverage details are not readable. - **Commercial insurance**: An insurance category named in the source; specific coverage details are not readable. ### Remember A readable category name does not tell you the full policy conditions.