Which insurance category is explicitly identified in the material as relating to cargo and marine insurance?
Answer
Marine cargo insurance
Explanation
### Why this is right
“Marine cargo insurance” is a recognizable term in the source under its insurance headings. It is the only option that names the marine cargo category directly.
### The concept
An insurance category groups protection by a broad subject or area. The source lists property insurance, homeowners insurance, commercial insurance, and marine cargo insurance, and separately identifies marine insurance as a topic. It does not preserve details about what a marine cargo policy covers, its exclusions, or the conditions for a claim. It is therefore appropriate to recognize the category without asserting specific policy benefits.
### The other options
- **B. Homeowners insurance**: This is another category named in the source, but it is not the marine cargo category.
- **C. Commercial property valuation**: This phrase is not one of the readable insurance headings in the source.
- **D. Risk avoidance**: This is a risk-management option, not an insurance category.
### Terms
- **Marine cargo insurance**: An insurance category named in the source; the damaged text does not provide its coverage details.
- **Policy**: The document that sets out an insurance arrangement and its terms.
### Remember
Recognize the category by its name, but do not infer policy coverage that the source does not show.
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