A retailer processes payment cards and personal information from customers in the European Union. Explain why it may need to consider both the Payment Card Industry Data Security Standard (PCI DSS) and the General Data Protection Regulation (GDPR).
Answer
The Payment Card Industry Data Security Standard (PCI DSS) addresses security of payment card transactions and card data. The General Data Protection Regulation (GDPR) addresses processing of personal data and includes principles such as lawful and transparent processing, data minimization, and individual rights. The retailer should determine whether each requirement applies, map requirements to controls and policies, and assess evidence for compliance.
Explanation
### What a good answer covers
- The Payment Card Industry Data Security Standard (PCI DSS) focuses on securing payment card transactions and related data.
- The General Data Protection Regulation (GDPR) governs personal-data processing within its scope and includes privacy principles and individual rights.
- A retailer may handle both payment-card data and personal information, so the two requirement sets address related but different concerns.
- The retailer should establish which requirements apply, map them to controls, and assess compliance evidence.
- Meeting one set of requirements should not be assumed to meet the other.
### Terms
- **Payment Card Industry Data Security Standard (PCI DSS)**: Security requirements for payment card data.
- **General Data Protection Regulation (GDPR)**: A regulation governing personal-data processing within its scope.
- **Personal data**: Information relating to an identifiable person.
- **Data minimization**: Limiting personal data to what is needed for a stated purpose.
### Remember
Payment-card security and personal-data protection overlap, but they are not the same requirement.
Related Questions
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- In an incident management exercise divided into discovery, investigation, response, and recovery, the phase focused on analyzing logs, alerts, and evidence to examine unauthorized activity is called _____.(basic)
- The recovery and compliance review phase can include a mock audit, ongoing monitoring, staff training, and improvements informed by the incident.(basic)
- A staff member accesses the billing system from an unprotected personal laptop, and suspicious activity alerts appear. Which response area is most directly implicated by this new information?(intermediate)
- During a tabletop incident response exercise involving potential payment card data compromise, which activity is the primary focus of the Discovery phase?(advanced)
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